{"id":2786,"date":"2026-05-12T11:40:00","date_gmt":"2026-05-12T04:40:00","guid":{"rendered":"https:\/\/stabilitas.id\/blog\/ekonomi-ri-tumbuh-561-bank-mandiri-bmri-pacu-kredit-174-di-kuartal-i-2026\/"},"modified":"2026-05-12T11:40:00","modified_gmt":"2026-05-12T04:40:00","slug":"ekonomi-ri-tumbuh-561-bank-mandiri-bmri-pacu-kredit-174-di-kuartal-i-2026","status":"publish","type":"post","link":"https:\/\/stabilitas.id\/blog\/ekonomi-ri-tumbuh-561-bank-mandiri-bmri-pacu-kredit-174-di-kuartal-i-2026\/","title":{"rendered":"Ekonomi RI Tumbuh 5,61%, Bank Mandiri (BMRI) Pacu Kredit 17,4% di Kuartal I\/2026"},"content":{"rendered":"<p><br \/>\n<\/p>\n<div id=\"model-response-message-contentr_8f5386d8dcfeb8c3\" dir=\"ltr\" aria-live=\"polite\" aria-busy=\"false\">\n<p data-path-to-node=\"0\"><span style=\"color: #ff0000;\"><strong>Stabilitas.id<\/strong><\/span> \u2013 Bank Mandiri (BMRI) menilai sinergi kebijakan fiskal dan moneter yang akomodatif menjadi kunci ketahanan ekonomi Indonesia di tengah gejolak geopolitik global. Meskipun konflik AS-Iran mendorong harga minyak dunia melampaui US$100 per barel, fundamental ekonomi domestik tercatat tetap solid.<\/p>\n<p data-path-to-node=\"4\">Direktur <i data-path-to-node=\"4\" data-index-in-node=\"9\">Treasury &amp; International Banking<\/i> Bank Mandiri, Ari Rizaldi, mengungkapkan bahwa pertumbuhan ekonomi nasional sebesar 5,61% (yoy) pada kuartal I\/2026 didorong oleh konsumsi rumah tangga yang kuat serta akselerasi belanja pemerintah yang mencapai 21,8%.<\/p>\n<p data-path-to-node=\"5\">\u201cDengan sinergi kebijakan fiskal dan moneter yang akomodatif, kami meyakini pertumbuhan ekonomi dapat terus terjaga secara berkelanjutan di tengah tantangan global,\u201d ujar Ari dalam acara <i data-path-to-node=\"5\" data-index-in-node=\"187\">Mandiri Macro and Market Brief 2Q26<\/i> di Jakarta, Senin (11\/5\/2026).<\/p>\n<p data-path-to-node=\"5\"><b data-path-to-node=\"6\" data-index-in-node=\"0\">Intermediasi Melampaui Rata-Rata Industri<\/b><\/p>\n<p data-path-to-node=\"7\">Di tengah dinamika pasar, Bank Mandiri berhasil mencatatkan kinerja intermediasi yang melampaui pertumbuhan industri. Kredit Bank Mandiri secara <i data-path-to-node=\"7\" data-index-in-node=\"145\">bank only<\/i> hingga Maret 2026 menembus Rp1.530 triliun, tumbuh ekspansif sebesar 17,4% (yoy). Angka ini jauh di atas pertumbuhan kredit industri yang berada di level 9,49%.<\/p>\n<p data-path-to-node=\"8\">Dari sisi pendanaan, Dana Pihak Ketiga (DPK) perseroan menguat 21,1% (yoy) menjadi Rp1.675 triliun, dengan rasio dana murah (<i data-path-to-node=\"8\" data-index-in-node=\"125\">Current Account Saving Account<\/i>\/CASA) mencapai Rp1.201 triliun atau tumbuh 12,7%.<\/p>\n<p data-path-to-node=\"9\">Capaian ini turut mengerek laba bersih konsolidasi Bank Mandiri menjadi Rp15,4 triliun pada kuartal I\/2026, atau tumbuh 16,6% (yoy) dengan tingkat pengembalian ekuitas (<i data-path-to-node=\"9\" data-index-in-node=\"169\">Return on Equity<\/i>\/ROE) yang terjaga tinggi di level 22,1%.<\/p>\n<p data-path-to-node=\"9\"><b data-path-to-node=\"10\" data-index-in-node=\"0\">Garda Terdepan Program Prioritas Nasional<\/b><\/p>\n<p data-path-to-node=\"11\">Sebagai mitra strategis pemerintah, BMRI terlibat aktif dalam mendanai program-program prioritas nasional. Hingga Maret 2026, perseroan telah merealisasikan Kredit Usaha Rakyat (KUR) senilai Rp11 triliun kepada lebih dari 87.000 pelaku UMKM.<\/p>\n<p data-path-to-node=\"12\">Tak hanya itu, Bank Mandiri menjadi penyedia infrastruktur keuangan digital bagi program Makan Bergizi Gratis (MBG). Tercatat sekitar 6.000 Satuan Pelayanan Pemenuhan Gizi (SPPG) telah menggunakan <i data-path-to-node=\"12\" data-index-in-node=\"197\">Virtual Account<\/i> Bank Mandiri untuk menjamin pengelolaan anggaran yang transparan.<\/p>\n<p data-path-to-node=\"13\">\u201cKami juga mendukung pembangunan 2.300 unit hunian dalam Program 3 Juta Rumah dan memfasilitasi kebutuhan perbankan bagi 80.000 Koperasi Desa Merah Putih guna memperkuat ekosistem ekonomi kerakyatan,\u201d tambah Ari. ***<\/p>\n<p data-path-to-node=\"15\"><b data-path-to-node=\"15\" data-index-in-node=\"0\">Kinerja Bank Mandiri vs Industri (Per Maret 2026):<\/b><\/p>\n<table data-path-to-node=\"16\">\n<thead>\n<tr>\n<td><strong>Indikator Keuangan<\/strong><\/td>\n<td><strong>Bank Mandiri (BMRI)<\/strong><\/td>\n<td><strong>Industri Perbankan<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span data-path-to-node=\"16,1,0,0\"><b data-path-to-node=\"16,1,0,0\" data-index-in-node=\"0\">Pertumbuhan Kredit (yoy)<\/b><\/span><\/td>\n<td><span data-path-to-node=\"16,1,1,0\"><b data-path-to-node=\"16,1,1,0\" data-index-in-node=\"0\">17,4%<\/b><\/span><\/td>\n<td><span data-path-to-node=\"16,1,2,0\">9,49%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"16,2,0,0\"><b data-path-to-node=\"16,2,0,0\" data-index-in-node=\"0\">Pertumbuhan DPK (yoy)<\/b><\/span><\/td>\n<td><span data-path-to-node=\"16,2,1,0\"><b data-path-to-node=\"16,2,1,0\" data-index-in-node=\"0\">21,1%<\/b><\/span><\/td>\n<td><span data-path-to-node=\"16,2,2,0\">13,55%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"16,3,0,0\"><b data-path-to-node=\"16,3,0,0\" data-index-in-node=\"0\">Laba Bersih \/ NPL<\/b><\/span><\/td>\n<td><span data-path-to-node=\"16,3,1,0\">Rp15,4 T \/ 1,02%*<\/span><\/td>\n<td><span data-path-to-node=\"16,3,2,0\">\u2013 \/ 2,14%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"16,4,0,0\"><b data-path-to-node=\"16,4,0,0\" data-index-in-node=\"0\">Loan to Deposit Ratio (LDR)<\/b><\/span><\/td>\n<td><span data-path-to-node=\"16,4,1,0\">91,3%*<\/span><\/td>\n<td><span data-path-to-node=\"16,4,2,0\">84,63%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span data-path-to-node=\"16,5,0,0\"><b data-path-to-node=\"16,5,0,0\" data-index-in-node=\"0\">Realisasi KUR<\/b><\/span><\/td>\n<td><span data-path-to-node=\"16,5,1,0\">Rp11 Triliun<\/span><\/td>\n<td><span data-path-to-node=\"16,5,2,0\">\u2013<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p data-path-to-node=\"17\"><i data-path-to-node=\"17\" data-index-in-node=\"0\">*Estimasi internal berdasarkan data laporan<\/i><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/www.stabilitas.id\/ekonomi-ri-tumbuh-561-bank-mandiri-bmri-pacu-kredit-174-di-kuartal-i-2026\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Stabilitas.id \u2013 Bank Mandiri (BMRI) menilai sinergi kebijakan fiskal dan moneter yang akomodatif menjadi kunci ketahanan ekonomi Indonesia di tengah [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2787,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":{"0":"post-2786","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-blog"},"_links":{"self":[{"href":"https:\/\/stabilitas.id\/blog\/wp-json\/wp\/v2\/posts\/2786","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stabilitas.id\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stabilitas.id\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stabilitas.id\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/stabilitas.id\/blog\/wp-json\/wp\/v2\/comments?post=2786"}],"version-history":[{"count":0,"href":"https:\/\/stabilitas.id\/blog\/wp-json\/wp\/v2\/posts\/2786\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/stabilitas.id\/blog\/wp-json\/wp\/v2\/media\/2787"}],"wp:attachment":[{"href":"https:\/\/stabilitas.id\/blog\/wp-json\/wp\/v2\/media?parent=2786"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stabilitas.id\/blog\/wp-json\/wp\/v2\/categories?post=2786"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stabilitas.id\/blog\/wp-json\/wp\/v2\/tags?post=2786"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}